F A Q's

Q. How much is the fee?

  A. The credit repair consultation to view your credit reports is free. The credit repair and restoration process is a one time flat rate fee, ranging from $300 to $1000 depending on the number of accounts that must be addressed. We will process payment once initial dispute is completed. Discounts are available for couples and groups.   

Q. How long does the process take?

  A. The first results will be obtained directly from the credit bureau within 30 days. We aim to complete the entire process in 30 to 90 days. Results may vary due to different information on the client’s credit report.  

Q. How will I find out about my results?

  A. You will receive all results first-hand by mail or email from the creditors and credit bureaus. You then forward a copy of the results to us for review and begin the next stage of our process.   

Q. Is it legal?

  A. Although the credit bureaus would like to have you think otherwise, there is absolutely nothing illegal about disputing items on your credit report. In fact, it is your explicit right by law to do so under the FCRA.   

Q. Do you have a guarantee?

A. JD Farris & Associates guarantees that we will clean up erroneous information on your report. We also guarantee that you'll see a difference within 60 days!

Q. What if I want a perfect score. Can you do that?

A. Everyone wants a perfect score and we certainly understand this desire. JD Farris & Associates will work tirelessly to meet this goal to the very best of our abilities. Your score greatly depends on you!